Terms of Service

1. The Service

The Platform provides free informational tools, data aggregation (e.g., used car listings), templates, calculators, and guidance to help consumers understand, prepare for, and advocate in total loss and diminished value claims with their insurance carriers. We are not an insurance company, licensed adjuster, appraiser, attorney, or financial advisor. The Service is for informational and educational purposes only and does not constitute legal, insurance, valuation, or professional advice. Any outputs (e.g., valuation estimates, templates, or reports) are general estimates based on publicly available data and algorithms; they are not guaranteed accurate, complete, or sufficient for your specific situation.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and capable of forming a binding contract to use the Service. By using the Platform, you represent that you meet these requirements.

3. User Accounts and Responsibilities

Some features may require creating an account. You agree to provide accurate information and keep your login credentials secure. You are responsible for all activity under your account.

You agree not to:

• Use the Service for any unlawful purpose or in violation of any law.
• Submit false, misleading, or infringing information.
• Attempt to reverse-engineer, scrape, or interfere with the Platform.
• Use automated tools to access the Service except as expressly permitted.

4. User Content

If you upload or submit any content (e.g., vehicle details, photos, documents), you grant us a non-exclusive, royalty-free, worldwide license to use, store, and display it solely to provide and improve the Service. You represent that you own or have rights to any content you submit.

5. No Professional Advice – Important Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ACCURACY, RELIABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee any outcome with your insurance carrier, any specific payout amount, or that using the Service will result in additional compensation. Insurance claim results depend on state laws, your policy, insurer practices, and many factors beyond our control. Always consult a qualified professional (e.g., attorney or licensed appraiser) for advice tailored to your case. We are not responsible for decisions you make based on the Service.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AUTOEQUITY EXPERTS, ITS FOUNDERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR VEHICLE VALUE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US (WHICH IS ZERO, AS THE SERVICE IS FREE).

7. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your use of the Service, your content, or your violation of these Terms or applicable laws.

8. Termination

We may suspend or terminate your access at any time, with or without cause. Upon termination, your right to use the Service ends.

9. Changes to Terms

We may update these Terms. Continued use after changes constitutes acceptance.

10. Dispute Resolution – Arbitration

Any dispute arising from these Terms or the Service shall be resolved through binding arbitration under the rules of the American Arbitration Association, except for small claims court actions. You waive class action rights. Governing law: laws of the State of Delaware, without regard to conflicts of law.

11. Miscellaneous

These Terms constitute the entire agreement. If any provision is unenforceable, the remainder remains in effect. No waiver of any term is a further waiver.

Contact Us

Questions? Email support@autoequityexperts.com.